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Complete Guide

HOW HAIL DAMAGE
REPAIR WORKS

Everything you need to know about hail damage repair — from the moment the storm ends to the day you pick up your fully restored vehicle. Written by the Texas Panhandle's most experienced hail repair team.

STEP BY STEP

Hail damage repair involves more than just fixing dents. It's a carefully sequenced process that includes damage assessment, insurance coordination, and the actual repair work itself. Here's exactly what happens from start to finish.

1

Call for a Free Inspection — Do This First

The moment you realize your vehicle has hail damage, call a repair specialist. Don't wait. Early inspection serves two critical purposes: it documents all damage while it's fresh, and it protects your insurance claim from disputes about pre-existing damage.

At Amarillo Hail Repair, we offer free inspections and can often schedule you quickly after a major storm. Call (806) 639-4737 to get on our list.

2

Vehicle Assessment — Every Panel, Every Dent

Our technicians inspect your vehicle panel by panel under specialized lighting that reveals every dent, crease, and area of paint damage. We map out every affected area and determine the right repair method for each one.

This is where experience matters most. Not every dent can be repaired the same way — the location, depth, and paint condition all affect which technique produces the best result. We'll tell you exactly what your vehicle needs and why.

3

File Your Insurance Claim

After your inspection, file your claim with your insurance company. Hail damage is covered under the comprehensive portion of your Texas auto policy — not collision — so it won't affect your driving record or collision rates.

Important: Texas law gives you the right to choose your own repair facility. Your insurance company may recommend a shop, but you are never required to use their preferred vendor. You can bring your vehicle to us regardless of your insurer.

4

Insurance Coordination — We Handle This

Once you've filed your claim, we take over communication with your insurance company. We provide complete damage documentation to your adjuster, answer their questions, and negotiate to ensure your repair is fully covered.

If additional damage is discovered during the repair process — which happens frequently with severe hail — we file supplement claims on your behalf. We also offer up to $500 in deductible assistance to reduce your out-of-pocket cost.

5

The Repair — Dent Removal or Panel Replacement

The actual repair method depends on what your vehicle needs. For most hail damage, our technicians use proven metal working techniques to carefully restore dented panels to their original shape — preserving your factory paint finish and protecting your vehicle's value.

For panels where damage is too severe — deep structural damage, paint that has cracked or separated, or previously repaired areas — we perform full panel replacement with properly matched parts and paint. Both methods are backed by our lifetime warranty.

6

Final Inspection and Delivery

Before we return your vehicle, we perform a thorough final inspection under the same specialized lighting used during assessment. Every repaired panel is checked against the original damage documentation to confirm complete restoration.

We won't release a vehicle we aren't completely satisfied with. When you pick up your car, it should look exactly like it did before the storm — and our lifetime warranty ensures it stays that way.

Hail Size Guide

WHAT DIFFERENT HAIL SIZES DO TO VEHICLES

The size of hailstones directly determines the severity of vehicle damage. Here's what each size typically means for your car — and why even smaller hail deserves a professional inspection.

🫘
Pea
0.25"

Usually cosmetic damage only. Small dents on soft panels like hoods and roofs. May not be visible without close inspection.

Marble
0.5"

Noticeable dents begin to appear on all panels. Paint integrity should be inspected carefully at this size.

🪙
Penny
0.75"

Significant denting across multiple panels. Windshield chips and cracks become common at this size.

🔵
Quarter
1.0"

Widespread denting. Paint cracking possible on impact points. Full vehicle assessment strongly recommended.

Golf Ball
1.75"

Severe denting across all exposed surfaces. Panel replacement often required. Windshield likely cracked.

Baseball
2.75"

Extreme damage. Multiple panels typically require full replacement. Structural assessment required.

Repair Methods

DENT REPAIR VS PANEL REPLACEMENT

Two primary methods are used to repair hail damage. The right choice depends on the severity of damage, the location of dents, and the condition of the paint. Here's how they compare:

Factor Dent Repair Panel Replacement
Best forMinor to moderate dents with intact paintSevere damage, cracked paint, structural compromise
Factory paint preserved✓ YesRepainted to factory match
Insurance-approved parts usedNot applicable✓ Yes
Repair timeGenerally fasterLonger — parts must be sourced
CostGenerally less expensiveHigher — covered by insurance when applicable
Lifetime warranty✓ Yes✓ Yes
Vehicle value impactMinimal when done correctlyMinimal with proper repair and documentation
Common Questions

FREQUENTLY ASKED QUESTIONS

Should I file an insurance claim for hail damage? +
In most cases, yes — if the repair cost exceeds your deductible. Hail damage is covered under comprehensive insurance, not collision, so filing a comprehensive claim typically does not affect your premiums the way a collision claim might. Texas law also gives you the right to choose your own repair facility regardless of what your insurer recommends.
How do I know if my paint is damaged? +
Paint damage from hail is not always obvious to the untrained eye. Every hail-damaged vehicle should be professionally inspected — if any dents have cracked or broken through the paint, exposed metal can begin to rust. We perform detailed paint integrity inspections as part of every free assessment.
Can I drive my car while waiting for repairs? +
Yes — hail damage alone typically does not make a vehicle unsafe to drive. However, if your windshield is cracked, you should have it assessed before driving as a cracked windshield can compromise visibility and structural integrity in an accident. Get your vehicle inspected as soon as possible after a storm regardless of how severe the visible damage appears.
What is a supplement claim? +
A supplement claim is filed when additional damage is discovered during the repair process that wasn't included in the original insurance estimate. This happens frequently with hail damage because some damage — particularly to door jambs, under hoods, and trunk interiors — isn't visible during the initial adjuster inspection. We handle supplement claims on your behalf at no additional cost to you.
Does hail repair affect my vehicle's resale value? +
Properly completed hail repair — whether dent removal or full panel replacement — has minimal impact on your vehicle's resale value when done correctly and documented properly. Unrepaired hail damage, however, significantly reduces resale value and can complicate future insurance claims. Getting damage repaired promptly protects your investment.
What should I watch out for after a hail storm? +
Be cautious of out-of-town repair crews that appear immediately after major storms. These "storm chasers" often do low-quality work and may pressure you into signing contracts before you understand your options. Always use a locally established repair shop with a verifiable history in your community — like Amarillo Hail Repair, which has served this region since 1996.

HAVE MORE QUESTIONS?

Call Joel's team directly. We'll walk you through your specific situation — free of charge, no pressure.

(806) 639-4737
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